Here is how I would style the cardigan:
Nude cardigan - H&M // White T-shirt - H&M BiB // Skirt DYI a la T by Alexander Wang //
Necklace - Accessorize // Iphone pouch - Glitter (local Accessories shop)
I know I have been sporting the T by Alexander Wang inspired skirts a lot lately, but I just really love them at the moment. The jersey fabric is so comfortable (Yes, style over comfort, but what if you can have the best of both worlds?!? ;-)) and the drapey effect is so cool and stylish.
I have made 3 in different colours and I am sure that I will wear them all fall and winter as well with coloured/black tights. If you would like to make one for yourself, it is actually really easy and you can find a guide here. A little tip: use a single jersey, not a viscose jersey as that is too thin stretchy to get the right drape effect.